中翻英 中高齡失業 (Sherry)
Based on news reports, many middle age or elder employees, when facing their companies’ migration of
business or bankruptcy, they would become jobless. Those workers did not reach the age of sixty or do not
work above fifteen full years to apply for retirement. If they could not find other jobs, the outcome would be
that when they are at the age of sixty, they don not have a position to apply for retirement. In this way, these
workers could not get the Old-Age Benefits which they suppose to get from the Labor Insurance.
In practical terms, if an employee wants to apply for the Old-Age Benefits, he has to fit three essential
conditions: the age of sixty, fifteen full years of work experience and a position to apply for retirement. The
current labor Insurance regulates that when an unemployed had worked for his company for fifteen years,
but he did not reach the age of sixty, he could apply to the Continuance of the Old Labor Pension System.
He could continue his Labor Insurance in his former company and the trade union or the Bureau of Labor
insurance, and then he should pay eighty percent of the insurance premium until he reach the age of sixty
years old. Except for the wounded and sick, Insurance Benefits will pay the rest of the coverage. However,
the real problem is that the unemployed should burden the insurance premium that is four times more than the
premium he had to pay when he had income. Apparently, the Act did not take the difficult situation of the
unemployed into consideration.
I suggest that people who are in the middle age or elder age and do not have jobs could do some labor
service to get remunerations and certifications before the age of sixty. Thus they could join the trade union as
a self-business runner then apply for the Labor Insurance. When they get the age of sixty, they could request
for the old-Age Benefits to save their funds.
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